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	<title>Mortgage News</title>
	<link>http://www.mortgagesimplify.com</link>
	<description>and Simple Mortgage Calculator</description>
	<lastBuildDate>Tue, 29 Dec 2009 23:21:01 +0000</lastBuildDate>
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	<item>
		<title>The Best Interest Only Mortgage Rates</title>
		<description>If you are considering an interest only type of mortgage, then you must first understand a few things.  There are certain situations that this type of home loan is perfect and there are certain situations that getting interest only mortgages is a bad idea.  If you fall into a situation ...</description>
		<link>http://www.mortgagesimplify.com/mortgage-rates/the-best-interest-only-mortgage-rates/</link>
			</item>
	<item>
		<title>How to Get a Free Mortgage Quote</title>
		<description>Getting a mortgage can be a very stressful process because you might not know the best way to approach the process.  There are good ways to go about getting a free mortgage quote and there are ways that are not so good.  Getting a quote for a mortgage is just ...</description>
		<link>http://www.mortgagesimplify.com/mortgage-rates/how-to-get-a-free-mortgage-quote/</link>
			</item>
	<item>
		<title>Finding A Bad Credit Mortgage Lender</title>
		<description>Are you one of the many who suffer from having poor credit and is this causing you troubles when looking for a mortgage?  Did you know that you can still find a bad credit mortgage lender even though the economy has taken a turn for the worse?  There are many ...</description>
		<link>http://www.mortgagesimplify.com/mortgage-for-bad-credit/finding-a-bad-credit-mortgage-lender-2/</link>
			</item>
	<item>
		<title>2nd Mortgage Lenders</title>
		<description>Are you looking for a second mortgage home loan, but you are unsure of what exactly you are getting yourself into?  Do you need to learn more about this type of mortgage before you decide if it is the best option for you or not?  There are many things you ...</description>
		<link>http://www.mortgagesimplify.com/mortgage-companies/2nd-mortgage-lenders/</link>
			</item>
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		<title>How to Find a Bad Credit Mortgage Lender</title>
		<description>When the world is going through a recession phase, it seems to be difficult to find a mortgage lender for a bad creditor. However, there is nothing impossible in this world. If you are willing, then you will get the mortgage lender. There are hundreds of bad credit mortgage companies ...</description>
		<link>http://www.mortgagesimplify.com/mortgage-for-bad-credit/finding-a-bad-credit-mortgage-lender/</link>
			</item>
	<item>
		<title>Understanding Mortgage Terminology</title>
		<description>Mortgage - down payment
The amount of money that you pay in cash towards your home purchase. The rest of the purchase money will be made up of one or more mortgages. Saving up a down payment is one of the challenges of attaining home ownership. Different mortgages and purchase plans ...</description>
		<link>http://www.mortgagesimplify.com/mortgage-down-payment/understanding-mortgage-terminology/</link>
			</item>
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		<title>Finding a Mortgage for Bad Credit</title>
		<description>Mortgage loans for bad credit are available, but interest rates, points, and down-payment percentages are all likely to be higher than for people with better credit scores. </description>
		<link>http://www.mortgagesimplify.com/mortgage-for-bad-credit/finding-a-mortgage-for-bad-credit/</link>
			</item>
	<item>
		<title>A List of Mortgage Companies</title>
		<description>The State of Utah Dept of Financial Institutions has a very good list of mortgage lenders here. </description>
		<link>http://www.mortgagesimplify.com/mortgage-companies/a-list-of-mortgage-companies/</link>
			</item>
	<item>
		<title>How a Mortgage Works</title>
		<description>A mortgage is a type of loan which is "amortized" (spread out) over a long period, normally 15-30 years. Each payment you make consists of principal (the actual loan money you received being paid back) and interest. At the beginning of the mortgage, almost all the payment you make each ...</description>
		<link>http://www.mortgagesimplify.com/mortgage-down-payment/how-a-mortgage-works/</link>
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